Largest private sector lender ICICI Bank will be selling personal loans of up to Rs 15 lakh through its ATMs that can be availed of by select salaried customers even if they haven’t previously applied for one. The facility offers a bouquet of features – swift application in simple steps, multiple eligible loan amount options up to Rs. 15 lakh based on pre-checked CIBIL scores and instant transfer of the money to the customer’s account. Using data from credit information companies, the lender will pre-qualify select customers for personal loans. Such customers will get a message on the ATM screen after completing a transaction, informing about their eligibility for personal loans. If a customer chooses to go in for one, they can avail of a five-year personal loan of upto Rs 15 lakh and the amount will be credited instantly into their account. The service is already available.

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