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Google launched a mobile wallet and payments app ‘Tez’ in India that will let users link their phones to their bank accounts to pay for goods in physical stores and online. It is available for both Android and iOS users, the app also allows person-to-person money transfers. Google linking up with several major banks in the country by way of UPI (Unified Payments Interface) a payment standard and system backed by the government in its push to bring more integrated banking services into a very fragmented market.