Quick Answer
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Crossword clue: “Bank customer’s holding: Abbr.”
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Answer: ACCT – 4 letters
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Clue number and direction: 4 Down
The New York Times crossword clue “Bank customer’s holding: Abbr.” is answered with ACCT in 4 letters. In the grid, it appears as ACCT going down.
Why ACCT Is the Right NYT Answer
- The clue is clearly flagged as an abbreviation (“Abbr.”), so you’re looking for a shortened banking term, not a full word like “account.” ACCT is the standard abbreviation for “account” on bank statements and forms, which matches “bank customer’s holding.”
- In the February 11, 2026 NYT Mini, answer keys give ACCT for this clue, and all crosses from Across entries (FOX, IKEA, NARCS, EPOCH, SIXTH) support the A‑C‑C‑T pattern, making it the only clean fit.
What ACCT Means
- ACCT is just the abbreviated way to write “account,” especially in financial and banking contexts. A bank customer’s main “holding” with a bank is their account—checking, savings, or similar.
- So, in plain language, the clue is saying “Bank customer’s account (abbreviated),” which maps directly to ACCT.
Solving Tips for Similar NYT Clues
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Always respect “Abbr.” in the clue; it almost guarantees the answer is shortened (ACCT, APR, IRA, ATM, etc.).
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For “Bank holding: Abbr.” or “Customer’s holding: Abbr.,” your top candidates should be ACCT and, less often, ACCTNO or ACCT# in longer grids.
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Use crossings: for 4 letters, patterns like A_C_ with a banking clue very often resolve to ACCT.
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Keep a mental list of finance abbreviations that show up a lot: ACCT, APR, IRA, 401K, ATM, EFT.
How ACCT Fits the Grid
For 4 Down, the Mini gives a 4‑letter vertical slot, which ACCT fills exactly. Pattern‑wise, it appears as:
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Pattern in grid:
ACCT(A‑C‑C‑T)
Each letter is confirmed by crossings:
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A with the A in NARCS.
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C with EPOCH and SIXTH at their intersecting positions.
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T with the final letter of SIXTH.
When all crosses align, you can lock in ACCT with confidence.
Other Ways ACCT Might Be Clued
ACCT shows up in crosswords under several similar clue styles, such as:
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“Statement line: Abbr.”
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“Bank record: Abbr.”
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“Checking or savings, for short”
All rely on the same idea: ACCT as a shortened form of “account.”
Complete February 11, 2026 NYT Mini Answers Today (Across & Down clues and answers)
Here are the key answers from the February 11, 2026 NYT Mini to help you complete the full grid.
Across
| Clue | Answer | Letters |
|---|---|---|
| Flying ___ (kind of bat, despite its name) | FOX | 3 |
| Furniture retailer known for its sprawling stores | IKEA | 4 |
| Drug cops, informally | NARCS | 5 |
| Geological time period spanning several ages | EPOCH | 5 |
| Like F, in the alphabet | SIXTH | 5 |
Down
| Clue | Answer | Letters |
|---|---|---|
| Penalties for parking violations | FINES | 5 |
| African mammal whose striped legs resemble a zebra’s | OKAPI | 5 |
| Make a copy of | XEROX | 5 |
| Bank customer’s holding: Abbr. | ACCT | 4 |
| “Quiet, you!” | SHH | 3 |
