Gold Rate Today in India 2026-01-13 - Check 22K, 24K Live Gold Price

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Gold Rate Today in India: 22 & 24 Carat Prices Surge to Record Highs - January 13, 2026

Gold prices across India reached historic highs on Tuesday, January 13, 2026, with 24-carat gold exceeding ₹1,42,000 per 10 grams in several major cities. The precious metal continues its remarkable rally, driven by global economic uncertainty and strong domestic demand during the ongoing wedding season.

Today's Gold Rate in India - Quick Overview

Gold Rate Today Across 15 Major Indian Cities

Note: Prices are indicative and exclude GST, TCS, and making charges. For exact rates, please contact your local jeweller.

Why is Gold Rate Increasing in India?

The yellow metal has registered a cumulative rise of approximately 3% in just the last three sessions. Several key factors are contributing to this unprecedented surge in gold prices:

Global Economic Uncertainty

Events like bank failures, recessionary fears in major economies, and slowing global growth create investor anxiety, leading capital to shift into gold as a defensive asset. When traditional financial markets show signs of instability, investors worldwide turn to gold as a safe haven.

Geopolitical Tensions

The rise is attributed to a combination of high domestic demand for the wedding season and a global shift toward safe-haven assets amid geopolitical tensions. International conflicts and political instability continue to drive investors toward the precious metal.

Currency Fluctuations

The rupee-dollar exchange rate plays a crucial role in determining domestic gold prices. A weaker rupee makes imported gold more expensive, as India imports the majority of its gold requirements. This directly impacts the final price Indian consumers pay for the precious metal.

Central Bank Purchases

Central bank and investor demand for gold is set to remain strong, averaging 585 tonnes a quarter in 2026. Central banks worldwide, including emerging economies, are diversifying their reserves by increasing gold holdings, which supports higher prices.

Inflation Hedge

Inflation reduces the purchasing power of money, incentivising investors to buy gold as a hedge. With persistent inflationary pressures globally, gold's traditional role as a store of value becomes increasingly attractive.

Wedding Season Demand

Demand remains robust due to the cultural significance of gold during the current festive and wedding calendar. The ongoing wedding season in India has significantly boosted domestic demand, creating additional upward pressure on prices.

International Gold Market Update

In the international market, spot gold prices hovered near record levels, eyeing the USD 4,620-per-ounce mark. Global markets are witnessing unprecedented demand for gold, with major financial institutions projecting further price increases throughout 2026.

J.P. Morgan Global Research expects gold demand to push prices toward $5,000 per ounce by year-end 2026. This optimistic outlook is based on continued strong investor and central bank demand, which remains structurally robust rather than cyclical.

Understanding Different Gold Purities

24 Karat Gold (999 Purity): This is pure gold containing 99.9% gold content. It's primarily used for investment purposes, including digital gold, gold coins, and bars. Due to its softness, 24K gold is rarely used for jewellery.

22 Karat Gold (916 Purity): Contains 91.67% pure gold, with the remaining percentage consisting of other metals like copper or silver for added strength. This is the most common purity for gold jewellery in India, offering an ideal balance between purity and durability.

18 Karat Gold (750 Purity): Comprises 75% pure gold mixed with 25% other metals. While less pure than 22K gold, it offers greater durability and is often used for intricate jewellery designs.

How to Verify Gold Purity

When purchasing gold, consumers are advised to check for the BIS Hallmark, which includes the BIS logo, the purity grade, and the unique HUID (Hallmark Unique Identification) number to ensure authenticity. The Bureau of Indian Standards (BIS) certifies gold purity in India, providing consumers with assurance about their purchases.

Always insist on BIS-hallmarked gold jewellery and verify the hallmark details through the BIS official website. This ensures you're getting genuine gold of the stated purity.

Factors Affecting Gold Prices in Different Cities

Gold rates vary slightly across Indian cities due to several factors:

• Transportation Costs: Cities farther from ports incur higher inland transportation charges
• Local Taxes: State-level taxes and levies differ across regions
• Demand-Supply Dynamics: Higher demand in certain cities can influence local pricing
• Making Charges: Jewellers in different cities charge varying making charges based on local market conditions

Gold Investment Options in 2026

Investors looking to add gold to their portfolios have multiple options:

Physical Gold: Gold jewellery, coins, and bars offer tangible assets but involve storage costs and security concerns.

Digital Gold: Allows investment in gold online with denominations as small as ₹1, offering convenience without storage worries.

Sovereign Gold Bonds (SGBs): Government-backed securities that offer approximately 2.5% annual interest along with gold price appreciation.

Gold ETFs: Exchange-traded funds that track gold prices, providing liquidity and ease of trading without physical possession.

Expert Outlook for Gold Prices

Experts suggest that as long as geopolitical risks remain in focus, the bull run for gold is likely to persist in the short term. Market analysts remain cautiously optimistic about gold's performance in 2026, with most projections indicating continued strength.

The combination of sustained central bank buying, geopolitical uncertainties, and inflation concerns creates a supportive environment for gold prices throughout the year. However, investors should remain aware of potential volatility and plan their investments accordingly.

Tips for Gold Buyers

• Check Daily Rates: Gold prices change daily based on international markets and currency movements
• Verify BIS Hallmark: Always purchase BIS-hallmarked gold for guaranteed purity
• Understand Making Charges: These vary significantly between jewellers and designs
• Consider GST: 3% GST applies to gold value, with 5% GST on making charges
• Time Your Purchase: Monitor prices during temporary dips for better buying opportunities
• Keep Documentation: Maintain all purchase invoices for future reference and resale

Conclusion

Gold has over the years been a perfect hedge against inflation, with investors increasingly looking at gold as an important investment. Today's record-high gold rates reflect the precious metal's enduring appeal during times of economic uncertainty. Whether you're purchasing gold for investment purposes or cultural celebrations, staying informed about daily price movements and understanding the factors driving these changes is essential for making wise decisions.

As we move through 2026, gold continues to demonstrate its value as both a traditional asset and a modern investment vehicle, offering Indians multiple ways to participate in this timeless wealth-preservation strategy.

Last Updated: January 13, 2026 | Rates are indicative and subject to change based on market conditions