Gold Rate Today in India: 14 January 2026 - Complete City-Wise Price Guide
Gold prices in India witnessed a marginal increase on Tuesday, January 14, 2026, continuing the upward trend observed over the past week. Investors and buyers looking to purchase gold today should note that 24-karat gold is trading at ₹14,254 per gram, while 22-karat gold, commonly used for jewelry, is priced at ₹13,066 per gram across most major Indian cities.
Today's Gold Rate in India - Quick Overview
| Gold Grade | Per Gram | Per 10 Gram |
|---|---|---|
| 24K Gold | ₹14,254 | ₹1,42,540 |
| 22K Gold | ₹13,066 | ₹1,30,660 |
| 18K Gold | ₹10,691 | ₹1,06,910 |
Gold Rate Today in Major Indian Cities
The gold rate today varies slightly across different cities due to local taxes, transportation costs, and demand-supply dynamics. Here's a comprehensive breakdown of gold prices in 15 major Indian cities:
| City | 24K Gold (per gram) | 22K Gold (per gram) | Change |
|---|---|---|---|
| Chennai | ₹14,369 | ₹13,171 | +₹1 |
| Delhi | ₹14,269 | ₹13,081 | +₹1 |
| Mumbai | ₹14,254 | ₹13,066 | +₹1 |
| Bangalore | ₹14,254 | ₹13,066 | +₹1 |
| Hyderabad | ₹14,254 | ₹13,066 | +₹1 |
| Kolkata | ₹14,254 | ₹13,066 | +₹1 |
| Pune | ₹14,254 | ₹13,066 | +₹1 |
| Ahmedabad | ₹14,268 | ₹13,079 | +₹1 |
| Lucknow | ₹14,254 | ₹13,066 | +₹1 |
| Jaipur | ₹14,269 | ₹13,081 | +₹1 |
| Chandigarh | ₹14,254 | ₹13,066 | +₹1 |
| Coimbatore | ₹14,369 | ₹13,171 | +₹1 |
| Patna | ₹14,254 | ₹13,066 | +₹1 |
| Bhubaneswar | ₹14,254 | ₹13,066 | +₹1 |
| Surat | ₹14,268 | ₹13,079 | +₹1 |
Note: Prices are indicative and exclude GST, TCS, and making charges. Contact local jewelers for exact rates.
Why Are Gold Prices Increasing in January 2026?
Gold prices have shown steady gains in early 2026, building on the historic rally witnessed throughout 2025. Several key factors are driving the current price movement:
Geopolitical Tensions and Safe-Haven Demand
Rising geopolitical tensions and unrest in various regions have increased safe-haven demand for gold. When global uncertainty rises, investors traditionally move their assets into gold as a protective measure against market volatility.
Central Bank Gold Purchases
Central bank demand for gold remains robust, with expectations of 585 tonnes purchased quarterly in 2026. This institutional buying provides strong support for gold prices, as central banks worldwide continue diversifying their reserves away from traditional currencies.
US Dollar Movements and Federal Reserve Policy
The relationship between gold and the US dollar plays a crucial role in price determination. Expectations of Federal Reserve interest rate cuts and a softer dollar environment support higher gold prices. Lower interest rates reduce the opportunity cost of holding non-yielding assets like gold, making it more attractive to investors.
Inflation Concerns
Persistent inflation, currently at 2.7% in recent reports, continues to drive investors toward gold as protection against currency devaluation. Gold has historically served as an effective hedge against inflation, preserving purchasing power over time.
Technical Market Dynamics
The gold market has entered what analysts call a "price discovery phase," with prices breaking through psychological barriers. Gold breached $4,600 per ounce in international markets in early January 2026. This momentum in global markets translates to higher prices in India as well.
Understanding Different Gold Grades
24-Karat Gold (99.9% Pure): The purest form of gold available, 24-karat gold is typically purchased for investment purposes. It's softer and less durable for jewelry but commands the highest price per gram.
22-Karat Gold (91.67% Pure): The most popular choice for jewelry in India, 22-karat gold offers an ideal balance between purity and durability. The remaining 8.33% consists of other metals like copper or silver, making it stronger for everyday wear.
18-Karat Gold (75% Pure): Containing 75% gold and 25% other metals, 18-karat gold is often used for designer and studded jewelry. It's more affordable and offers greater design flexibility due to its higher alloy content.
Factors That Influence Gold Rates in India
The gold rate today in India is determined by multiple interconnected factors:
International Gold Prices: Global spot prices, primarily traded on exchanges like COMEX and London Bullion Market, form the baseline for Indian prices.
Currency Exchange Rates: The rupee-dollar exchange rate significantly impacts domestic gold prices, as India imports most of its gold requirements.
Import Duties and Taxes: Government policies on gold imports, customs duties, and GST directly affect consumer prices.
Local Demand: Seasonal demand during festivals, weddings, and auspicious occasions influences prices, particularly in regions with strong gold-buying traditions.
Transportation and Making Charges: Local costs vary by city, explaining price differences between metros and smaller cities.
Expert Outlook for Gold in 2026
Financial analysts expect gold prices to average $5,055 per ounce by the final quarter of 2026. This translates to continued strength in Indian gold prices, with experts forecasting sustained demand from both retail and institutional buyers.
Investment strategists recommend that gold should form part of a diversified portfolio, typically comprising 5-15% of total assets. The metal's low correlation with other asset classes makes it valuable for risk management and wealth preservation.
Tips for Buying Gold Today
Before purchasing gold in India, consider these essential points:
- Check Hallmark Certification: Always buy BIS-certified hallmarked gold to ensure purity standards.
- Compare Prices: Gold rates can vary between jewelers in the same city due to different making charges.
- Understand Making Charges: These vary significantly and can range from 6% to 25% of the gold value.
- Request Bills: Proper documentation is essential for future resale and tax purposes.
- GST Awareness: Remember that 3% GST applies to gold purchases.
- Timing Matters: Monitor daily price trends and buy during price corrections for better value.
Investment Alternatives to Physical Gold
Indian investors can also consider digital gold, gold ETFs, sovereign gold bonds, and gold mutual funds as alternatives to physical gold. These options offer better liquidity, lower storage concerns, and in some cases, additional benefits like interest payments on sovereign gold bonds.
Conclusion
The gold rate today in India reflects a complex interplay of global economic factors, domestic demand patterns, and geopolitical developments. With 24-karat gold trading at ₹14,254 per gram and 22-karat gold at ₹13,066 per gram, prices show marginal gains continuing the upward momentum from recent weeks.
Whether you're purchasing gold for investment, jewelry, or cultural ceremonies, staying informed about daily price movements helps make better buying decisions. As international markets point toward further gains and central banks maintain strong buying interest, gold continues to demonstrate its enduring appeal as both a store of value and a strategic investment asset.
Disclaimer: Gold rates mentioned are indicative and exclude GST, TCS, and making charges. Always verify current rates with authorized jewelers before making purchases.
